Holiday shopping–already?? While the task of ticking everyone off your ‘nice’ list is still a while a way, you can help yourself early on by finding ways to save money in preparation for holiday gift buying.
To secure a sound pot of cash from which to purchase all your holiday gifts, check out the tips below–it may be easier than you think.
Skip the Netflix and HBO subscriptions–and go with the library instead
It can be hard to imagine tearing yourself away from the latest TV and movie trends, but those monthly payments really add up. Opt for cancelling any extraneous subscriptions for a 2 or even 3-month period, using that extra cash to go towards holiday payments. Instead, make it a habit to visit the library on a weekly basis to check out movies and shows to keep your entertainment fix going.
Take out ‘take out’ from your weekly schedule
Eating out, be it for lunch or dinner, is a convenience and a social opportunity few of us want to cut out entirely. But imagine how much you’d save if you limited dining excursions to twice or even once a month. Cooking dinner or making your own lunch requires some planning, but compared to the extra change you’d be able to pocket, the time spent is well worth it. Try Aldi in Oswego for lower priced meal prep finds.
Cut out that afternoon latte
Call it a reliance on caffeine or a fondness for that roasted aroma–that extra pick me up in latte form is oftentimes hard to resist. But the average coffee beverage is $3-$4, and if you’re indulging in this extra drink 3-4 times per week the pennies really add up. If you can’t kick the caffeine nudge entirely, start bringing your own box of tea bags or coffee grounds to work in order to make your afternoon (or morning) second beverage yourself. This will act as a one-time expense every month or bi-monthly but give you the output of over a dozen extra drinks for you to enjoy. If this seems like torture to you, give it a try anyway. Maybe you can only do this for a month–but hey, saving $30 here and there is never a wasted effort.
Invest in energy-saving bulbs for long-term savings
Straight off the shelf these bulbs are technically more expensive than regular ones, but their energy efficiency means they last longer, making them a better financial choice–and an environmental one.
Thrift your change-of-season wardrobe
If back-to-school shopping gives you a headache because of the hole it burns in your pocket, consider shopping around at local thrift and second-hand stores. Most of these places still carry name brand attire, if that is what’s important to you. But often you will find hidden gems that are one of a kind. Not only can you buy a range of items and get much more for your buck, but the lower prices enable you to switch things up and try new trends and styles. Stocking up on sweaters, jeans, and other cool-weather items can be a big expense, especially if you’ve got multiple kids who are constantly growing. Start your spree at the Goodwill in Montgomery to invest in your Fall and Winter wardrobe.
Cut your coupons
It’s one of the oldest tricks in the book, and arguably the easiest. Dedicate a time every weekend to comb the papers, retailer sites, and coupon apps to see what you can find. It may seem like only small expenses here and there you are saving, but it all adds up in the end.